Ham, Potato and Onion Casserole

I got this recipe from Charmin. It's great for leftover ham!

6 Tbsp. ham drippings or butter
6 Tbsp. Flour
3 Cups Milk
2 tsp. Salt
1/4 tsp. Pepper **I used crushed red pepper flakes instead to give it a little zing**
1/4 lb. Cheddar Cheese, grated
1 lb. Ham, cooked and diced
4 Cups Potatoes, cubed and cooked
1 Medium Onion, chopped
1/2 Cup Bread Crumbs, buttered

Melt drippings or butter.
Blend in flour and add milk, stirring constantly.
Cook mixture until thickened, boiling about 3 minutes.
Add seasonings and grated cheese.
Cook slowly until cheese melts.
Add cooked ham, potatoes, and onions.
Pour mixture into a greased casserole.
Sprinkle with buttered bread crumbs.
Bake, uncovered, in a 350 F oven for 30 - 40 minutes or until crumbs are lightly browned.

~Anne